Just like children can be identity theft victims since they have no credit history and will not think to check their credit reports, senior citizens can also be targets, especially those who have a long history of good credit. They also have access to other services that may be of interest to an identity thief, like food stamp cards or health care (Medicare).
That's why this news report warns seniors to be vigilant to protect themselves from identity theft, especially medical identity theft, which can prove fatal for seniors depending on the circumstances. Another report covers crimes against the elderly, including theft of food stamp account numbers and PIN numbers.
Senior citizens are urged to take the same precautions that others should take to prevent identity theft or at least minimize the damage if they are already victims. Request copies of your credit report from all three credit bureaus and review them carefully. Carefully go over bank and credit card statements and report fraudulent charges, and if someone calls claiming they need your personal information (Social Security number, date of birth, etc.), do not give it to them. Make sure they are who they say they are before talking to them.
Thursday, August 21, 2008
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